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Noor Shazreen Mortadza, Yunastiti Purwaningsih, Irwan Trinugroho and Tri Mulyaningsih 2024. DO INSTITUTIONAL ACTS AS ‘BULLET-PROOF’ FOR DUAL BANKING SECTOR DURING COVID-19 PANDEMIC? EMPIRICAL EVIDENCE FROM SELECTED HIGH- AND MIDDLE- INCOME COUNTRIES. International Journal of Business and Society. 25, 3 (Dec. 2024), 947–972. DOI:https://doi.org/10.33736/ijbs.8553.2024.